Factors Influencing Students' Interest in Utilising Qris Electronic Money
DOI:
https://doi.org/10.33096/jmb.v10i2.654Keywords:
QRIS, perceived benefits, perceived ease of use, perceived risk, Interest in usingAbstract
The urgency of this research is to provide an understanding of the importance of using electronic money, in this case the Quick Response Indonesian Standard (QRIS) as part of implementing the industrial revolution 4.0 and can provide ease of payment in the academic process and reduce the risk of financial abuse. The aim of this research is to analyze the influence of perceived benefits, perceived ease of use and perceived risks on interest in using QRIS electronic money. This research was conducted on students at the Indonesian Christian University of Maluku (UKIM) located in the city of Ambon. The population in this study were all UKIM Ambon students at existing faculties, while the sample was determined using a purposive sampling technique using the Slovin formula. In data processing we will use data quality tests and classical assumptions before analyzing with multiple linear regression. The results of this study show that the variables perceived ease of use and perceived risk have a significant influence, while perceived usefulness shows an insignificant influence.
Downloads
References
Butarbutar, N., Grace, E., Putra, L. A., Loist, C., & Sudirman, A. (2022). Behavioral Intention Constituent Analysis of QRIS Digital Payment Tools in MSMEs in Pematangsiantar City. Ideas: Journal of Education, Social, and Culture, 8(4), 1537. https://doi.org/10.32884/ideas.v8i4.1023
Ernawati, N., &; Noersanti, L. (2020). The Effect of Perceived Benefits, Ease of Use and Trust on Interest in Use in OVO Applications. STEI Journal of Management, 3(02), 27–37. https://www.ejournal.stei.ac.id/index.php/ManajemenSTEI/article/view/908
IQBAL, M., Muharram, R. S., &; SEI, M. E. I. (2020). The influence of perceived benefits, perceived ease, and trust on interest in using a QR code-based crowdfunding platform (case study on millennials in solo raya). IAIN SURAKARTA.
Jati, A. G. N., Margono, F. P., Ardiyono, T. A., &; Wulansari, A. (2023). Factor Analysis of the Level of Trust in the Use of Qris in MSMEs in Surabaya Using Technology Acceptance Model (Tam). Djtechno: Journal of Information Technology, 4(1), 141–153. https://doi.org/10.46576/djtechno.v4i1.3319
Jogiyanto, H. M. (2007). Behavioral information systems. Yogyakarta: Andi Offset, 235.
Luh Putu Rima Susanti, N., &; Made Pande Dwiana Putra, I. (2023). The Effect of Perceived Convenience, Quality of Service, and Security Risk on the Decision to Use E-Wallets in Financial Transactions. E-Journal of Economics and Business Udayana University, 12(03), 407–420. https://ojs.unud.ac.id/index.php/EEB/
Mahyuni, L. P., &; Setiawan, I. W. A. (2021). How does QRIS attract MSMEs? A model to understand the intentions of MSMEs using QRIS. Economic Forum, 23(4), 735–747. https://doi.org/10.30872/jfor.v23i4.10158
Mayanti, R. (2020). Factors affecting user acceptance of the implementation of Quick Response Indonesia Standard as a payment technology in digital wallets. Scientific Journal of Business Economics, 25(2), 123–135. https://doi.org/10.35760/eb.2020.v25i2.2413
Mayanti, R. (2022). Public preference for Quick Response Code Indonesian Standard as a means of digital payment technology. Exacta Factor, 15(1), 1979–276. http://dx.doi.org/10.30998/faktorexacta.v15i1.11421
Ningsih, H. A., M Sasmita, E., &; Sari, B. (2021). The influence of benefit perception, ease of use perception, and risk perception on the decision to use electronic money (QRIS) on students. IKRAITH-EKONOMIKA, 4(1), 1–9.
Prasetya, H., &; Putra, S. E. (2020). The Effect of Perceived Convenience, Benefits and Risks on the Interest in Using e-Money in Surabaya. Journal of Economic and Business Dynamics, 17(2), 151–158.
Rahman, A. F. S. K., &; Supriyanto, S. (2022). Analysis of factors that influence interest in using Qris as a payment method during the pandemic. Indonesian Scientific Journal of Islamic Finance, 1(1), 1–21. https://www.academia.edu/download/73713159/pdf.pdf
Ramadani Silalahi, P., Tambunan, K., &; Ramadhany Coal, T. (2022). The impact of using QRIS on consumer satisfaction as a transaction tool. ULIL ALBAB : Multidisciplinary Scientific Journal, 1(2), 122–128. https://journal-nusantara.com/index.php/JIM/article/view/18
Seputri, W., &; Yafiz, M. (2022). QRIS as a Generation Z Digital Transaction Tool: Factor Analysis. Adzkiya : Journal of Sharia Law and Economics, 10(2), 139. https://e-journal.metrouniv.ac.id/index.php/adzkiya/article/view/5259
Wibowo, P., &; Rimadias, S. (2022). The behavior of using "Qris Bri Brimo" on merchants as a means of digital payment transactions. Ultima Management : Journal of Management Science, 14(2), 236–257. https://doi.org/10.31937/manajemen.v14i2.2851
Widowati, N., & Khusaeni, M. (2022). Adopsi Pembayaran Digital Qris Pada Umkm Berdasarkan Technology Acceptance Model. .. Journal of Development Economic and Social Studies, 01(2), 325–347. http://dx.doi.org/10.21776/jdess.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2023 Jurnal Manajemen Bisnis
This work is licensed under a Creative Commons Attribution 4.0 International License.
