The Influence of Sharia Financial Literacy and Risk Perception on the Decision to Use Sharia Mobile Banking by Generation Z. Jurnal Manajemen Bisnis, [S. l.], v. 13, n. 1, p. 153–170, 2026. DOI: 10.33096/jmb.v13i1.1401. Disponível em: https://jurnal.fe.umi.ac.id/index.php/JMB/article/view/1401. Acesso em: 5 feb. 2026.