Self-Control And Financial Education Moderate the Effects of Financial Literacy and Materialism on Savings Decisions. Jurnal Manajemen Bisnis, [S. l.], v. 11, n. 2, p. 1570–1581, 2024. DOI: 10.33096/jmb.v11i2.892. Disponível em: https://jurnal.fe.umi.ac.id/index.php/JMB/article/view/892. Acesso em: 27 aug. 2025.