Optimizing Paylater Service Design with Service Quality Approach Using Factor Analysis and Analytical Hierarchy Process Methods . Jurnal Manajemen Bisnis, [S. l.], v. 11, n. 2, p. 665–673, 2024. DOI: 10.33096/jmb.v11i2.822. Disponível em: https://jurnal.fe.umi.ac.id/index.php/JMB/article/view/822. Acesso em: 13 oct. 2025.