UTAUT: Application of Financial Technology in Islamic Banks. Jurnal Manajemen Bisnis, [S. l.], v. 10, n. 1, p. 293–303, 2023. DOI: 10.33096/jmb.v10i1.536. Disponível em: https://jurnal.fe.umi.ac.id/index.php/JMB/article/view/536. Acesso em: 31 aug. 2025.