Factors Influencing Intention to Use SPayLater in Indonesia. Jurnal Manajemen Bisnis, [S. l.], v. 8, n. 2, p. 285–294, 2021. DOI: 10.33096/jmb.v8i2.119. Disponível em: https://jurnal.fe.umi.ac.id/index.php/JMB/article/view/119. Acesso em: 6 sep. 2025.