Role of Financial Literacy in Indonesian International Exchange Students’ Financial Management: Mediated by Financial Technology Adaptation. Center of Economic Students Journal, [S. l.], v. 9, n. 3, p. 622–644, 2026. DOI: 10.56750/cesjv9i3.1885. Disponível em: https://jurnal.fe.umi.ac.id/index.php/CSEJ/article/view/1885. Acesso em: 24 oct. 2026.